The responsibility to ensure that your elderly parents have a decent life should not overwhelm your budget. This is because of thoughtful senior care financial assistance programs run by federal, state as well as local governments. They provide an easy application portal online with details on eligibility and the benefits in each case. Below are some of these programs which will lighten your burden to a great extent.
Medicare- it is more than the common Part A and B which cover hospital and medical needs. Premiums for elders who are past their 65th birthday can be paid using their monthly benefits through direct deduction. Parents considered to have been in the low income brackets also receive subsidies on their monthly premiums. With such options, you will drastically reduce your monthly expenses.
Social Security- besides the common benefits, parents who accumulate their social security from the lower paying jobs are given relief. The initiative is under the Supplementary Security Income through which such an elder would get a higher amount. The federal government administers the program but collaborates with the state in some areas.
Administration on Aging- this is the body mandated with handling all affairs concerning the elders. They have excellent programs include protection against abuse, counseling, enhancement of long term care as well as legal assistance. Information to families and elders is provided through a banner on their website with clear directions on how to benefit from their services.
Department of Veteran Affairs- the program is for aging parents who served in the military. Those with service related disability have the option of applying for increased benefits especially if the condition gets worse with time. In case the veteran is on medication, the program may consider easing your burden on hospitalization and prescription, among other areas. There are VA compensation and pension plans that you also can explore.
Health Insurance Portability and Accountability Act/HIPPA- the act provides guidelines on who can discuss medical and health records or conditions of a patient. This will stop you from taking necessary steps to minimize your care burden. Take a bold step as early as possible before a condition arises that will hinder you from making a decision that is beneficial to your parents.
United States Department of Justice- the department has the responsibility of executing the Americans with Disability Act. The act safeguards access to services for the disabled at all levels of government and private sector. The department has incredible publications on their website with information that would ease your burden if you are taking care of a disabled elder.
Food and Drug Administration- many elders are on multiple drugs because of their health conditions. The multiplicity of prescriptions could affect their health. As a care giver, it is advisable to know the drugs, their purpose in the body and possible side effects. This information is available from the website of the administration. It makes it easier to understand the condition of your elderly parent.
Other initiatives worth considering are the office of your senator who is mandated to have a specialist staff to handle elder affairs, the congressional representative as well as local agency tasked with elder affairs. Each case is handled based on its own merit. Examine the options available and take advantage of the provisions of each.
Medicare- it is more than the common Part A and B which cover hospital and medical needs. Premiums for elders who are past their 65th birthday can be paid using their monthly benefits through direct deduction. Parents considered to have been in the low income brackets also receive subsidies on their monthly premiums. With such options, you will drastically reduce your monthly expenses.
Social Security- besides the common benefits, parents who accumulate their social security from the lower paying jobs are given relief. The initiative is under the Supplementary Security Income through which such an elder would get a higher amount. The federal government administers the program but collaborates with the state in some areas.
Administration on Aging- this is the body mandated with handling all affairs concerning the elders. They have excellent programs include protection against abuse, counseling, enhancement of long term care as well as legal assistance. Information to families and elders is provided through a banner on their website with clear directions on how to benefit from their services.
Department of Veteran Affairs- the program is for aging parents who served in the military. Those with service related disability have the option of applying for increased benefits especially if the condition gets worse with time. In case the veteran is on medication, the program may consider easing your burden on hospitalization and prescription, among other areas. There are VA compensation and pension plans that you also can explore.
Health Insurance Portability and Accountability Act/HIPPA- the act provides guidelines on who can discuss medical and health records or conditions of a patient. This will stop you from taking necessary steps to minimize your care burden. Take a bold step as early as possible before a condition arises that will hinder you from making a decision that is beneficial to your parents.
United States Department of Justice- the department has the responsibility of executing the Americans with Disability Act. The act safeguards access to services for the disabled at all levels of government and private sector. The department has incredible publications on their website with information that would ease your burden if you are taking care of a disabled elder.
Food and Drug Administration- many elders are on multiple drugs because of their health conditions. The multiplicity of prescriptions could affect their health. As a care giver, it is advisable to know the drugs, their purpose in the body and possible side effects. This information is available from the website of the administration. It makes it easier to understand the condition of your elderly parent.
Other initiatives worth considering are the office of your senator who is mandated to have a specialist staff to handle elder affairs, the congressional representative as well as local agency tasked with elder affairs. Each case is handled based on its own merit. Examine the options available and take advantage of the provisions of each.
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